Stop dreading holiday bills.

Discover how a joyful season doesn't have to break the bank!

Do you find yourself buried under a pile of receipts and credit card bills every January, wondering how your money vanished faster than the holiday cookies?

Let’s make this year different.

Grab my holiday planner and take control BEFORE things get out of hand. This guide is packed with tips and tricks for celebrating without emptying your bank account. You'll be jingling all the way through December, not dreading January's credit card statement!

Spark joy, not debt, this holiday season!

Get Ready for Cheerful Savings with Thrifty and Merry: A Guide to Celebrating the Holidays on a Budget

This workbook will guide you to:

  • Create a Realistic Budget:
    Learn to set limits on spending without sacrificing thoughtfulness or joy.

  • Find Creative Gift Solutions:
    Discover thoughtful ways to gift joyfully without emptying your wallet.

  • Plan Affordable Holiday Gatherings:
    Host memorable events that don't break the bank by focusing on creativity rather than cost.

  • Decorate on a Dime:
    Craft a beautiful holiday atmosphere using DIY projects and thrifty shopping tips.

This Fillable Google Doc Workbook also includes:

Holiday budget planning worksheet: Map out all your holiday expenses in advance, ensuring you allocate funds wisely and avoid overspending.

Holiday gift planning worksheet: Organize your gift-giving with this worksheet, which helps you list recipients, set spending limits, and track purchases.

Frugal gifting ideas: Discover creative and cost-effective gift ideas that are sure to delight without breaking the bank. These suggestions focus on thoughtful, personalized gifts that emphasize meaning over expense.

Meal planning tips: Learn how to prepare festive meals without overspending. These tips offer guidance on budgeting for ingredients, utilizing leftovers, and planning menus that are both delicious and economical.

Thrifty décor ticks: Transform your home into a holiday wonderland with budget-friendly decoration ideas. These tricks emphasize using what you already have, DIY projects, and finding affordable options that don't compromise on style.

Holiday planning checklist: Kick off your holiday preparations early with this comprehensive checklist. It provides a timeline and tasks to ensure you’re organized and ready for the season, reducing stress and last-minute expenses.

Reflection and planning space for next year: After the festivities, take time to reflect on your holiday spending and experiences. This section allows you to evaluate what worked, what didn’t, and how you can improve your budgeting and planning for the next holiday season.

Ready to make this holiday season both joyful and financially savvy?

Grab your planner today!

Hi, I'm Lindsey!

I'm a self-proclaimed budget nerd with over 7 years of experience in financial services as a YNAB Certified Coach and Certified Money Coach. I've made it my goal to help overwhelmed budgeters take control of their finances and find their way to financial freedom. I truly believe that money should be a tool to help you achieve your biggest, wildest dreams — rather than an obstacle!


I specialize in YNAB coaching, budgeting, money mindset, and debt management, offering one-on-one coaching, digital courses and other resources designed to elevate your financial game. Let's work together to create a positive and sustainable approach towards building your business, living your Greatest Life, and making a positive impact on the world.


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